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Your Mortgage Advisor

Every day Amanda Rawls helps her clients obtain the best loans in the Greater Sacramento Area in order to finance their properties.  Amanda Rawls provides specialized home-buying and refinancing services, and her approach is focused on addressing their needs and financial situations throughout the entire real estate financing process. Amanda Rawls is experienced, trustworthy, and always reachable. No matter the question, she is here to provide answers.

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Hi Guys! Once I have structured your file, your file will be handed off to the team to start ordering the verifications that we need for your file, send out disclosures and get the Appraisal ordered.


Although my team will have a hand on your file in moving it through the proper channels, I will be the one managing your file to make sure everything runs smoothly and that we meet deadlines. My team will be available to answer most of your questions however any questions pertaining to rates, loan amounts and/or programs,

please contact me directly.


On a personal note, I have been married to my husband Tree for 22 years. Together, we have 5 beautiful children 2 boys and 3 girls. I am a huge Seattle Seahawks fan and grew up playing softball.  On my free time I enjoy spending time with my family, watching football and coaching a great group of softball players.

Amanda Rawls

Yours Truly,

Senior Mortgage Loan Officer​



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Christina Barreiros
Loan Processor
Chief of Staff

My name is Christina and I am Amanda Rawls’ Loan Processor and Chief of Staff. I will be your

main point of contact once Amanda has completed the structuring of your loan. My job is to handle the paperwork and help you gather whatever documents we may need during the loan process. I will be the one sending you your Initial Loan Disclosures, submitting your file into Underwriting, working with you on your conditions once your loan is Approved and finally getting your loan Funded and closed. I also work closely with the lender and all their departments to make sure that your file continues to move through the loan process and remains on schedule.


Please contact me directly for any questions pertaining to loan status, documentation questions or any lender questions.


On a personal note, I have been with my husband John for 20 years and together we have 5 children, 3 boys and 2 girls. In my spare time you’ll find us at the football fields watching our kids play, at home watching movies (we’re movie fanatics!) or breeding our French Bulldogs!

Sandria Ballou
Loan Office Assistant


My name is Sandria and I support Amanda and Christina on all files. I will be helping them in getting your file moving through the loan process. You may hear from me from time to time as I will be assisting with follow-up calls, gathering additional information that the team may need and helping get your file to closing. Although most of your questions will be answered by Amanda and Christina, I am still here to help!


On a personal note, I have a 21yr old son. On my spare time I enjoy spending time with my family and friends. I enjoy cooking, Zumba, gardening and almost anything outdoor!  I also have a passion for helping others

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Karla Mason
Director of First Impressions

My name is Karla and I am the Director of First Impressions for the Rawls Team. I am bilingual in Spanish. I will be assisting the team in getting your file moving through the loan process. You may hear from me in regard to getting forms signed, following up with you regarding emails that the team may send you, scheduling your signing appointment for your Loan Docs and being the support that “you” and the team may need. I will also be the one handling all verifications for your file (employment verifications and homeowners insurance updates) and ordering your Appraisal Report.


On a personal note, I love spending time with my family and friends.  My husband and I love to go on road trips, hunting down the best food trucks and spending time with our dog, Rocco. I love making a difference in people’s lives and bringing a smile to their faces.

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